Neighbourhood Watch
Public Liability Insurance

This Public Liability Insurance has been designed to allow Neighbourhood Watch schemes, associations and volunteers to carry out their legitimate roles with protection for their liability and without fear of personal loss.

Ministers have now approved the continuation of the provision of Public Liability Insurance for registered NW schemes and the new policy began on 1st April 2008.

The Home Office public liability insurance covers the recognised "community activities" of individual members of all police registered NHW groups.

Community activities are defined as:

• Attending conferences and exhibitions
• Group and association meetings
• House meetings
• Police liaison
• Poster, literature and leaflet distribution
• Stallholder at boot sales/jumble sales/fetes/fairs
• Sign erection and maintenance, including signs whilst erected, provided the lower edge of any sign is not less than 2.1 meters above the footway

It excludes

• Car window-etching
• Fund raising activities other than above
• House or pet watch
• Installation siting or maintenance of any:-
• Security locks, devices or equipment
• Intruder or fire alarms
• Fire safety equipment
• Property marking

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